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By M Oyarzún

Direct relationships between rock texture and BWi (grindability index) have been established based on geological and metallurgical information supported by optical microscopy observations, gathered from 731 samples.Each recognised rock texture is observed to be related to a certain BWi range and, this texture is also characteristic of distinct lithological subunits (recognisable at mapping scale). Therefore, this relationship may provide an important tool for early milling in situ estimation.Since each textural type is a response to rock formation conditions, the causality of the relationship between BWi and texture is based on such conditions and, particularly, on the interfacial free energy among its components.According to the abovementioned textural features, the greater the free interfacial energy between mineral components, the greater the necessary energy required to break its grain boundaries and, consequently, the greater the necessary energy required for milling.If the textural evidence indicates that the rock was able to adjust the shape and/or size of its components – in a natural tendency of all systems to minimise energy– then the necessary energy required to break its grain boundaries will be lower.

Sep 5, 2011

By G J JAMESON

The flotation cell has undergone a number of changes since the process was first introduced in Broken Hill in the early years of this century. The development of the mechanical flotation cell is reviewed, followed by a discussion of more recent developments such as the flotation column, the air-sparged hydrocyclone, the Wemco-Leeds cell, the Bahr and Deister columns and the Jameson cell.

Jan 1, 1992

By M I. Pownceby, N A. S Webster, A J. Studer, I C. Madsen, J A. Kimpton, M J. Fisher-White, L Lu

In situ synchrotron X-ray and in situ neutron diffraction-based experimentation have been implemented to characterise the formation of the complex calcium ferrite iron ore sinter bonding phases silico-ferrite of calcium and aluminium (SFCA) and SFCA-I. Experiments were carried out using fine-grained (<20 ¦m) sinter mixtures containing ~77 wt per cent Fe2O3, 14 wt per cent CaO, 3.5 wt per cent SiO2 and 5 wt per cent Al2O3, with diffraction data collected during heating until 1300 - 1350¦C, which was enough to ensure complete melting of the SFCA phases. In the case of the in situ synchrotron experimentation, results showed that altering the nature of the starting sinter mixture (ie substitution of goethite for hematite; substitution of an amorphous Al2O3-based mineral for gibbsite) did not have a significant effect on the thermal stability range of the SFCA phases. It did, however, have a profound effect on the formation and rate of consumption of the calcium-rich ferrite phases C2F and CF, and on the formation mechanisms of SFCA and SFCA-I. The in situ neutron diffraction experimentation is the first described in the context of iron ore sintering, and the observation of both SFCA-I and SFCA formation in the in situ diffraction data represents the first step in achieving the goal of charactering iron ore sinter phase formation in large volumes of industrial sinter starting materials with a wide range of particle sizes (up to 6.3 mm).CITATION:Webster, N A S, Pownceby, M I, Madsen, I C, Studer, A J, Lu, L, Manuel, J R, Kimpton, J A and Fisher-White, M J, 2013. In situ x-ray and neutron diffraction studies of silico-ferrite of calcium and aluminium iron ore sinter phase formation, in Proceedings Iron Ore 2013 , pp 487-494 (The Australasian Institute of Mining and Metallurgy: Melbourne).

Aug 12, 2013

In considering the organization of research, it is necessary to know just what research is, what objects are in mind when setting out to conduct research, and what are the functional units which are required to enable a coordinated effort in research to proceed.The dictionary defines research in the following terms: Laborious and patient search, as for truth, diligent inquiry or examination in seeking facts or principles; inquiry, scrutiny; to search or examine with continued care; to seek diligently; to search again; to examine anew.This is, of course, simply a formal definition, but the reference to "labour", "patience" and "diligence" should be noted.The following quotation from an answer to the question "What is Research?", published recently in a technical journal, puts some life into the formal definition:- Essentially, it (Research) is nothing but a state of mind a friendly, welcoming attitude toward change. Going out to look for a change instead of waiting for it to come. Research, for practical men, is an effort to do things better... The research state of mind can apply to anything: personal affairs or any kind of business, big or little. It is the problem-solving mind as contrasted with the let-well-enough-alone mind . . . It is the "to-morrow" mind instead of the "yesterday" mind. Note the statements that: Essentially, it (Research) is nothing but a state of mind, and the research state of mind can apply to anything.

Jan 1, 1950

By R G. Reddy, A Yahya

The sulfur distribution ratio (Ls) is an expression of the amount of sulfur in slag to the amount of sulfur in molten metal. The sulfide capacities calculated from Reddy-Blander (RB) model were used to calculate the sulfur distribution ratio (Ls). A new Reddy model for sulfur distribution ratio (Ls) was developed for modelling Ls for ironmaking, steelmaking, and secondary steelmaking conditions. Besides calcium oxide, the major component in the ladle furnace (LF) slags is alumina. The Ls was calculated for typical LF slags as a function of temperature and composition. The model calculated Ls values are in good agreement with the experimental and industrial slags data. The extremely low oxygen potential in these furnaces after fully-killed steel is favourable for desulfurisation. For any given slag’s composition and temperature, its sulfide capacity can be calculated a priori. The equilibrium sulfur distribution ratio between this slag and liquid metal in a particular vessel can also be calculated a priori. The Ls for ladle furnace (LF) slags is about twice those for blast furnaces (BF) slags and ten times those of basic oxygen furnace (BOF) slags. The desulfurisation of pig iron in BF and desulfurisation of steel in LF during secondary steelmaking are recommended. Steel desulfurisation in steelmaking furnaces is not effective. Since the model used to calculate the sulfur distribution ratio (Ls) is a priori, it is a useful tool for the iron and steel makers in improving the product quality and optimisation of the industrial furnace operations.

Aug 21, 2024

By T Takayama, M Matsumura, Y Konno

The steel industry accounts for 14 per cent of domestic CO2 emission in Japan, and iron ore sintering process occupies approximately three per cent. While Fe content in iron ore is gradually decreasing. So, the amount of concentrated iron ore will increase in the future. We have focused on magnetite concentrate as sinter materials, because magnetite can be easily magnetically beneficiated. However, it is experienced that blending magnetite ore resulted in increasing Fe2+ component in the iron ore sinter, which results in lower reducibility. Therefore, promoting the oxidation reaction from magnetite to hematite in the sintering process is countermeasure for reducibility. In addition, this promotion causes increase of oxidation heat, which results in high sinter strength and reduction of coke. It is assumed that the oxidation of magnetite tends to proceed in the cooling stage, where the oxygen partial pressure increases after the combustion of fine coke, but there are few studies on the effect of heat profile, especially cooling path. The purpose of this study is to design the effective sintering heat profile to promote oxidation of magnetite ore, especially, to investigate the effect of cooling path on sintered ore microstructure. In this study, magnetite ore and magnetite reagent were respectively mixed with calcium carbonate reagent. Then the mixed samples were pressed and formed into cylindrical tablets for simulating the adhesive layer of a pseudo particle. Through examining influence of maximum temperature and cooking rate on oxidation reaction of magnetite, we confirmed that the oxidation reaction of magnetite is suppressed at above 1350°C for maximum temperature, compared to 1300°C. Sintering at lower temperature is desirable because hematite is stable below 1350°C in the Fe2O3-CaO phase diagram.

Nov 8, 2021

The Australian Mineral Industry's growth in the last two decades is directly related to the skill and experience of its consultants in mining, metallurgy, geology, finance, management, marketing, and engineering. The role of mining consultants needs to be re-examined, so that the quality of the service they deliver will continue to be adequate for the 1990's. One means of this evaluation is by examining Case Studies in the strategies and difficulties of developing contract and entrepreneurial research.

Jan 1, 1986

By Rankin W. J

Increasing concern with the emission of sulphur dioxide from smelters and roasters has caused renewed interest in processes which can use waste sulphur dioxide, such as the sulphation of nickel laterite ores. The process described here proposes to by-pass the production of sulphuric acid and react laterite directly with a sulphur dioxide containing atmosphere. A thermodynamic analysis identified operating windows in which nickel sulphate forms while iron oxide (the major impurity in most laterite ores) remains stable. The initial assumptions included unit activity of all species except nickel oxide. The lowest possible nickel oxide activity (while maintaining selectivity) increased with increasing temperature, indicating that selective sulphation is favoured by low temperatures. The temperature of interest was found to be between 500 and 800¦C. Calculations show that a feed gas containing ten per cent SO2, five per cent 02, balance N2 requires a temperature greater than 650¦C for selective sulphation of nickel. Laboratory experiments showed that the assumption of unit activity of ferric sulphate was unrealistic above about 680¦C due most likely to the formation of solid solutions which decreased the ferric sulphate activity. Results are presented which illustrate the limiting equilibrium sulphur trioxide partial pressures at 700 and 730¦C below which selective sulphation occurs. Cobalt extraction was usually between 80 and 95 per cent under conditions yielding selective sulphation, whilst nickel extraction was about 50 to 75 per cent depending on temperature and choice of upper limit of iron extraction. An operating diagram is presented for a limonite ore and shows that the optimum reaction conditions are 680¦C and an input gas containing 20 per cent SO2. Under these conditions nickel, cobalt and iron extractions are 73, 95 and two per cent respectively.

Jan 1, 1996

By T Arena

To maintain copper recoveries and maximise production at the Sepon Copper Operation it is crucial to control the amount of copper entering the leaching circuit. This requires close control of blending of the multiple ROM stockpiles to achieve the desired head grade. Grade variability in the ROM stockpiles can lead to significant variation in the processing plant copper feed grade.Head grade sampling from the milling circuit at Sepon is complicated due to milling in leach solution to preserve the water balance. Copper is present in both liquid and solid forms and copper in the added milling solution has to be accounted for. This leads to difficulties in manual head sampling which also introduces delays due to sample preparation and assay turnaround. On-stream analysis is complex because of the solution and solid copper and the need to account for recycled copper solution.This paper describes the complexity of feed grade management at Sepon and the application of on-belt analyser technology to assist in the control of copper metal throughput.

Aug 8, 2011

By G Le Juge, K Waldock

The current suite of bulk mining explosives has been available to the industry for over 20 years. The flexibility and performance of ammonium nitrate based emulsion blend explosives were accepted by the mining industry in the early 1980s. These water resistant explosives rapidly displaced the water gels and slurries developed during the previous two decades. However, since the 1980s there has been no equivalent step change to the basic formulation or application of bulk explosives, although there has been a continuous process of refinement with respect to stability, handling characteristics and most significantly, cost. In the 1980s explosives supply contracts were awarded based on technical evaluations, usually accompanied by field trials. Technical personnel from both mining companies and explosives suppliers dominated the negotiations and there was a strong focus on explosive energy and blasting requirements. Today, explosives from alternative suppliers are difficult to differentiate on the basis of energy so the focus has shifted to aspects of service and price û bulk mining explosives are now largely treated as a commodity and the negotiations are dominated by commercial personnel. Commercial pressures from large mining companies have seen a substantial reduction in the real price of explosives. However, this has come at a cost. In order to reduce manufacturing costs, emulsion formulations have changed. In general they are not only cheaper, but also less energetic. Powder factors have had to increase to achieve the same blasting results, especially in hard ground. It is debatable whether the mining companies have achieved all of the economies they were seeking. This paper discusses these issues and argues that the mining industry would benefit from taking a more technically driven approach to meeting their blasting requirements. Recent trends towards more open contracts between the mining companies and their suppliers can be extended to explosives. To achieve this, mining companies will need to acquire sufficient technical knowledge to take a more pro-active approach to specify the characteristics of the explosives required to maximise the economic performance of their operations.

Jan 1, 2004

By R Dimitrakopoulos, R Goodfellow

One of the primary objectives when optimising a mining complex is to maximise its value for the primary stakeholders. In order to achieve this objective, it is necessary to holistically optimise all aspects of the mining complex, including decisions of when to extract materials from the available sources, how to blend or stockpile these materials and how to best use the available processing streams to satisfy customer demand. Existing methods for global, or holistic, optimisation ignore the compounded effects that risk has on the performance of a mining complex. Over the past decade, several stochastic optimisation approaches have been proposed to integrate various forms of uncertainty into the open pit mine design and production scheduling. These methods, however, are limited in their ability to simultaneously optimise the production schedules for the portfolio of mines, material destination policies, the use of the available processing streams and the various products that are produced at each location of the mining complex.This paper aims to discuss a new method for the global optimisation of open pit mining complexes with geological uncertainty. The proposed generalised methodology is capable of modelling and holistically optimising mining complexes, including aspects related to production scheduling, blending, stockpiling and non-linear interactions that often occur in practice, but are over-simplified in existing models. Two case studies are discussed to highlight the need for these complex, stochastic optimisers. First, a case study for a nickel laterite blending operation highlights the need to integrate geological uncertainty into the optimisation in order to ensure product quality constraints are respected. Second, a case study for a copper-gold mining complex highlights the added value when simultaneously optimising the production schedule and the stockpiling and treatment of extracted materials.CITATION:Goodfellow, R and Dimitrakopoulos, R, 2014. Stochastic optimisation of mineral value chains – developments and applications for the global optimisation of mining complexes with uncertainty, in Proceedings Orebody Modelling and Strategic Mine Planning Symposium 2014 , pp 13–22 (The Australasian Institute of Mining and Metallurgy: Melbourne).

Nov 24, 2014

By Schmidt CG

Parameters affecting gold elution using the AARL process are reviewed and critically analyzed in an attempt to optimise metallurgical efficiency and minimise costs in both current and future carbon adsorption operations. Such factors as acid washing, column geometry, elution temperatures and pretreatment reagents are discussed together with eluant water quality and eluate flowrates. Hot acid washing of carbon prior to gold elution has many benefits. Besides improving elution efficiency when eluting with regional water, a hot acid treatment preheats the carbon without causing any gold leakage. Laboratory data indicated that hot acid washing reduces the mass loss of carbon during thermal regeneration. The eluate going to either zinc precipitation or electrowinning is also relatively free of troublesome impurities (organic contaminants and ferrocyanides in particular). Because of the chromatographic character of the AARL elution where an ionic strength gradient is used to inhibit the readsorption of gold, column geometry plays a significant role. While practical considerations and capital costs may restrain the length of the elution column, high length/diameter ratios are advocated in order to promote the plug flow of column eluate. From both a metallurgical and costing viewpoint, the two significant factors affect- ing the AARL gold elution are temperature and cyanide addition. High temperature and high reagent additions within prescribed limits will improve metallurgical efficiencies, but a balance between energy and reagent costs is required in order to minimise overall elution costs. As pretreatment reagents constitute a considerable portion of the total elution costs, both the addition and consumption of sodium cyanide must be carefully considered. Lower cyanide additions may be effective in certain instances, but the more practical use of 0,6 bed volume of a 2-3 per cent NaCN reagent containing 2 per cent NaOH is advocated. This is equivalent to an addition of 20-30 kg NaCN and 20 kg NaOH per ton carbon Treated.

Jan 1, 1986

The excavation of a tunnel through rock and mixed ground of basalt and silty clays presents a challenge to engineering organisations. Such was the situation facing the Melbourne and Metropolitan Board of Works (MMBW) in constructing the 15.3 km, 5.5m dia. tunnel component of the new Western Trunk Sewerage System. The tunnel geology showed that there were two distinct components to the excavation - rock and mixed ground. By drawing on extensive experience in the use of Tunnel Boring Machines (TBM's) used previously by the MMBW and using techniques developed for predicting TBM per- formance, a comparison of the options of drill and blast versus TBM was made. The conclusion was that TBM methods would provide the best solution to the problem. Tenders were called for the supply of a TBM. A performance specification was used to attract tenders offering designs which re- flected the state of the art on an internation- al level. Particular features required by the MMBW were included in the specification. The excavation planning and operation are described in this paper. The production achieved has shown that the TBM can very adequately handle rock excavation (best weekly production 167.9m). Extreme conditions of mixed ground with heavy groundwater inflows have been handled using an auxiliary thrust system to maintain gripper reaction through the soft ground encountered.

Jan 1, 1987

By Offler R, Lau J, Lea J. F

The stratiform and vein-type pyritic silver-Iead-zinc-copper sulphide deposits of Sunny Corner, NSW are hosted by acid volcanic and clastic sedimentary rocks of Middle Silurian to Early Devonian age. The rocks have been subjected to low-grade regional metamorphism (prehnite-pumpellyite facies) and three phases of folding and four faulting events are recognised. Pyrite is intensely fractured, indicating brittle deformation. Chalcopyrite and galena exhibit deformation twins and slip planes indicating ductile deformation; sphalerite and chalcopyrite show straight and curved grain boundaries and dihedral angles of 120° as evidence of annealing recryslallisation. Sulphur isotope ratios for 22 samples from five deposits range from 1.7 to 10.7 per mil and average 7.4 per mil. Sulphur isotope data are similar to those from other stratiform sulphide deposits in acid volcanic rocks of Late Silurian age in the eastern Lachlan Fold Belt, especially Woodlawn and Captains Flat and together with other features of the mineralisation, suggest a volcanic exhalative origin for the Sunny Corner deposits.

Jan 1, 1984

The intention of this work was to con struct a machine on a pilot scale which could hoist a mixture of ore and water through a height of 300 metres and to operate the mach- ine to determine the parameters which affect the success of upscaling the machine to a pro- duction unit size. The investigation into this form of hoist- ing was stimulated by the interest shown by Roan Selection Trust (RST) into the Mills Pulse vessel system. Agreement was reached between these two parties that RST would in- vestigate the Mills System and determine if this system, shown to be successful on a Lab- oratory scale, would be successful as a pro- duction unit. The investigation has shown, however, that for practical reasons, the Mills System is not satisfactory. As a consequence, the RST system was invented and developed which on a pilot plant scale would be capable of lifting 7,000 tonnes of ore per month. The inventions included amongst other things, a valve to control the flow of the abrasive mixture of ore and water, a new pumping system employing a filter mechanism, and a method of changing the downward direction of flow of the pipe mixture through the plant to an upward flow in the hoisting pipe. The valve has operated to pressures equivalent to 300 metres

Jan 1, 1973

By N Bezuidenhout

The performances of ten field-scale experimental final covers were evaluated over an eight-year period. The covers were evaluated as part of the rehabilitation of acid generating coarse coal reject dumps and opencast coalmines in the Northern KwaZulu Natal province in South Africa. The main purpose of the experimental covers was to restrict rainfall infiltration into acid generating coal discard. The mean average rainfall over the monitoring period was 839 mm with 84 per cent occurring between October and April. The average evaporation was 2100 mm. The site is described as a ædry siteÆ since the evaporation exceeds rainfall by a significant margin. Approximately 30 per cent of rainfall infiltrated the uncovered cells. Rainfall infiltration into the fine coal discard was reduced to 20 per cent and 15 per cent for a 300 mm and 500 mm cover respectively. Infiltration was reduced to ten and 12 per cent of rainfall for fine coal discard provided with a 1000 mm double soil cover and a compacted bottom layer. This relatively high infiltration was probably caused by moisture being entrapped in the bottom retentive layer, and not being released by evapotranspiration. The best performing cover comprised 1000 mm single soil with a compacted bottom layer and infiltration was reduced to four per cent of rainfall. Rainfall infiltration into sloped cells varied between seven per cent and 14 per cent of rainfall. The computer software, SoilCover, was used to predict infiltration and moisture content in the cover. Predictions of rainfall infiltration were accurate, but were less accurate for covers where the hydraulic properties of field compacted soils were not adequately characterised. Oxygen ingress was significantly reduced for cells provided with a 1000 mm cover. Oxygen concentrations were generally below one per cent, with the exception during exceptionally dry periods when the cover dried out, resulting in increased oxygen ingress. For other covers, and the uncovered cells, oxygen concentrations were close to atmospheric concentrations. During the eight-year monitoring period, acid breakthrough occurred in five of the cells, including three uncovered cells, one cell with a 300 mm cover and one sloped cell. In contrast, cells covered with 1000 mm, bottom compacted soils shows a marked improvement of leachate quality, indicating that sulfide oxidation processes have been slowed. There was a distinct relationship between oxygen ingress and leachate quality for all of the cells. No cover degradation was evident over the eight-year period, except for some erosion observed on a sloped cell. The results indicate that the onset of acid drainage can be delayed by perhaps hundreds of years and salinity loads can be reduced by more than 90 per cent, if coarse coal reject dumps in the KwaZulu-Natal provinces in South Africa are provided by an adequate cover system. These research outcomes can be extrapolated and applied to other dry site regions where similar materials are being considered.

Jan 1, 2003

The constructionhunnelling industry in Hong Kong has taken an upturn during the last few years due to the commencement of works to relocate the International Airport to Chek Lap Kok Island. The Airport Core Program consists of ten individual projects including roads, landfill, bridges and tunnels to build the airport and link it to the mainland of Hong Kong. Part of one of these projects is Cheung Ching Tunnel located on Tsing Yi Island. The proposed tunnel consists of a 1.6 km twin tube road tunnel through the island's central ridge, taking three lanes of traffic each way. Each tunnel is 16 m wide - (the widest road tunnel in Hong Kong) and are 10 m high. ICI Explosives (China) saw an opportunity to supply bulk explosives to the Cheung Ching tunnel and contacted ICI Australia to determine availability of a bulk system for tunnel blasting, and assist in its introduction. This paper discusses the methodology behind developing that bulk system to suit a large tunnel drill and blast operation. It also looks at the problems encountered along the way, from the development of the product to the application of the system in the tunnel and the eventual success of introducing a bulk system into a large tunnelling project.

Jan 1, 1994

By G A. Blengini, S V. èolar

The minerals industry is faced with choices beginning in the exploration phase and extending over the life cycle of the mine. Firms examine the technical feasibility of alternative actions and typically rank them based on economic performance. Increasingly firms also consider alternativesÆ contribution to sustainable development. There are many visions of what a sustainable future should look like and much debate about what should be sustained. Sustainability is a process, a series of incremental actions, and each alternative course of action has the potential to further progress toward one or more sustainability goal. However, because it is not possible to sustain everything everywhere simultaneously, trade-offs and choices inevitably have to be made.Sustainable decision making before investment (ex ante decisions) should incorporate a broad suite of quantitative and qualitative information. One approach is to utilise an integrated sustainability assessment (ISA) framework that supplements traditional technical and financial tools with other tools such as objectives hierarchies (OH) and life cycle assessments (LCA). OH is a problem framing method that captures stakeholder and decision maker interests, objectives and values. LCA addresses material and energy flows, and environmental impacts. The outputs of these tools can be combined with additional qualitative measures and analysed using multi-criteria decision analysis (MCDA). MCDA models facilitate comparison of different alternatives on the basis of a set of criteria and indicators. Some can incorporate information on risk attitudes and preferences ( multi-attitribute value theory models) and others uncertainty about outcomes (multi-attribute utility models). Studies have been published describing and comparing tools for minerals sector decision analysis. Our paper extends this literature, discussing how a combined OH-LCA-MCDA can support ex ante sustainability assessment by incorporating preferences, risk attitudes, and monetised or non-monetised social and economic variables, in a manner that captures their inherent complexity. We also discuss how such a combined model would support trade-off analysis.

Jan 1, 2009

By Y Ren

The algorithms employed by the commercial tools are either heuristic algorithm or iterative optimisation of a subsystem. This often results in a suboptimal schedule. In this paper, the author presents a new scheduling algorithm that incorporates with a novel stockpile configuration system, an improved algorithm on multiple processes and a mixed-integer linear programming (MILP) global optimisation model. It can simultaneously optimise stockpiles, blending, multiple processes as well as multiple mines. In addition, it allows the user to interact with the solution to adjust the solution to be practical and desirable.CITATION:Ren, Y, 2013. A simultaneous optimisation tool for open pit mine scheduling, in Proceedings World Gold 2013 , pp 427-432 (The Australasian Institute of Mining and Metallurgy: Melbourne).

Sep 26, 2013

INCREASE OF CATASTROPHE FREQUENCY AND SEVERITYIn the last couple of decades the frequency of natural catastrophes has increased dramatically. This realization results from the statistical analysis of the comprehensive loss data that we have been collecting constantly over the last 30 years and have evaluated in connec-tion with the preparation of our "World Map of Natural Hazards", which is now in its second edition (Munich Re, 1988). Each month brings data on between 30 and 50 new loss events. Fortunately, however, only a few of these have to be added to the list of major natural catastrophes, that is only those involv-ing damage that considerably exceeds what the country or region concerned can handle itself so that substantial na-tional or international aid is required. That is generally the case if the number of dead runs into the hundreds or thousands, if tens or hundreds of thousands of people are rendered home-less and if the total economic loss is in the region of US$ 100 million. These major catastrophes, about which we have fairly comprehensive data even in the case of those that occurred farther back in the past, numbered only 14 in the 1960s but 70 in the 1980s; they there-fore increased over a period of 30 years by a factor of 5. The trend is also very clear when we consider the total economic loss, which - adjusted for in-flation - increased during the same period from an average of US$ 3.7 bil-lion per year to US$ 11.4 billion, i.e. by a factor of 3.1. The insured losses, finally, increased by as much as a fac-tor of 4.8.

Jan 1, 1990